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The Snow-Cap Agency, Inc. (http://www.snow-cap.com) is now offering a free download of its exclusive Federal Retirement Income Gap Calculator software to all federal and postal employees. (PRWEB) May 12, 2005 -- Federal employees can now download free software to help them plan for retirement.The Snow-Cap Agency, Inc. (http://www.snow-cap.com) is now offering a free download of its exclusive Federal Retirement Income Gap Calculator software to all federal and ... (Click here to read the rest of this article.)